The figures I give may shock you ok, but don't give me a hard time about it please, I've already got it in the neck from people in my own family and of course, our Government.
I went to the CAB last week and basically, the more I work, the worse off I will be. All figures below are from the print out they gave me should I increase the hours I work at the pub (£6 an hour)
Right now, I receive £531 a week in benefits. I know, you think that's way too high so you're pissed off at me. Rrrah rrah rrrrah, scrounger, parasite, layabout, workshy.
3 hours: £18. Income support: 67.50. tax credits: 59.36. Housing benefit: 346. council tax: 20. Work Income and benefits: 531.16 The first £20 is discounted, so in effect, am £18 better off.
4 hours: £24: Income support: 63.50. The rest same. WI/B: 533.16
5 hours: £30; I/S: 57.50. The rest same. WI/B: 533.16
7 hours: £42: I/S: 45.50...WI/B 533.16 (You have to do the maths but I'm not winning if end result is the same)
15 hours: £90: I/S:0 Tax credit: 59.36. H/B: 346. C/T:20 = WI/B 535.66. £20 better off.
Work work work only ever £20 better off.
Then, hang on....
16 hours: £96. I/S: 0. Tax credits: 133.42. H/B: 319.95. C/T: 11.99. WI/B: 581.66 = Here I am better off by £10 from the 3 hours I worked, taking in rent & council tax I am now paying. So £10 better off whilst being £10 worse off than the hour before....
30 hours: £167.68. I/S 0. Tax credits: 125.09. HB.278.77. C/T: 0. WI/B: 591.84. = Minus rent, council tax I receive: 500.84. So £30 worse off than I am now and still hugely reliant on housing benefit. .
At 30 hours I would most certainly be paying full price, no concession for school meals, after school clubs, out of school clubs and there you have it, the trap may of us are in, where work does not pay.
Tomorrow I have to go declare my pub work.
I don't want to do it because I know it is the first step to a life of working poverty, never mind the growing separation from my child; his school shows, all kinds of things.. who'll take him to kung fu? Maybe you think he doesn't have a right to go.
The fact that thousands, millions of others are in a similar situation to what I am or will be, doesn't make me feel better at all.
Skip skip skip to the lou....
skip skip skip to the lou
skip skip skip
My symbolic husband is not an easy system to be married to
Maybe I'll just leave it there
No hang on
The pain in declaring, I said. The headache that follows.
I do understand why some poor perhaps don't do it.
I do not understand why the rich don't either:
1.2 bn: annual cost of benefit fraud
40bn: annual cost of tax avoidance